Bammo Shield

Innovative stop-loss insurance for at-risk care delivery organizations

Paramean Solutions is uniquely positioned to offer a better solution. Bammo Shield, our Managing General Underwriting organization, is the first of its kind. It provides end-to-end customized underwriting and risk products that maximize financial security and limit exposure.

Simplified insurance for providers

We understand provider pain points in risk protections and guarantees.

The Problem for Providers

When looking for a solution to mitigate risk and solve capital requirement needs, finding the right solution can be daunting.

  • Limited and pricey reinsurance coverage
  • Surety bonds or financial guarantee which don’t protect against actual losses
  • Capital reserves allocation that are not always sustainable for a growing company
Bammo Shield

Leverage our cutting-edge, customizable Provider Excess-Loss insurance offerings to optimize your risk management strategy.

  • Customized end-to-end reinsurance
  • Customized financial guarantee products
  • Fine-tune the level of downside protection
  • Tailor-made premiums
  • Configurable capital needs
Simplified Decision Points

Navigate complex regulatory and financial landscapes effortlessly with our comprehensive provider support services.

  • How much premium am I paying?
  • How much risk protection do I need?
  • How much cash can I hold?
  • Quarterly workshops

Simplified product offerings

We can tailor a customized package specifically designed to meet your unique needs.

Specific Stop Loss

Specific stop loss is an insurance policy that protects self-funded employers against catastrophic claims by an individual, capping the employer's liability at a predetermined amount per person.

Aggregate Stop Loss

Aggregate stop loss is an insurance policy that limits the total amount an employer will pay for all covered medical claims, providing protection against higher-than-expected claim costs.

Gains/Loss Quota share

Gains/loss quota share is a reinsurance arrangement where the insurer and reinsurer agree to share a fixed percentage of premiums and losses for a specific line of business.

Surety Bonds

Surety bonds are three-party financial guarantees that ensure contractual obligations are met, protecting the obligee if the principal fails to fulfill their commitments.

Meet the expert

Kevin has over 25 years of healthcare experience. He is an expert in actuarial and reinsurance pricing.

Kevin Gabriel
FSA, MAAA, Chief Actuary

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